In this Tips for Change podcast episode, we sit down with Lorna Saboe Wounded-Head, Family Resource Management Field Specialist at SDSU Extension, to explore how shifting your money mindset can reduce financial stress, improve relationships, and create lasting confidence. Learn practical strategies, family finance tips, and resources to help you take charge of your financial future.

Money stress can take a real toll on your mental health, but it doesn’t have to control your life. By recognizing the connection between financial wellness and emotional well-being, you can start building healthier habits and a stronger sense of balance. At Voyage, we’re here to help you find peace of mind through financial tools, resources, and support tailored to your journey.

The holidays should bring joy, not a pile of post-season debt. From early deal-hunting and creative gift ideas to making the most of your Voyage rewards, these simple strategies will help you celebrate to the fullest without overspending.

Major milestones like buying a car, starting a family, or purchasing a home often come with big financial decisions. At Voyage, we’re here to help you navigate these life changes with smart loan options, practical tools, and personal support—so you can move forward with confidence and clarity.

A thriving workplace goes beyond perks or office space. It’s built on culture, leadership, and personal growth. In this episode of Tips for Change, Dysart of Think 3D Solutions shares how intentional culture, developing leaders, and supporting employee growth can drive engagement, retention, and overall performance. Learn actionable strategies to create an environment where both people and business succeed.

Hear how Ryan Budmayr, President & CEO of the South Dakota Chamber of Commerce, is shaping the future of small business growth through advocacy, connection, and opportunity in this episode of Tips for Change.

Want to boost your credit score? Start with your credit utilization.
This key number—how much of your available credit you’re using—can make a big difference in how lenders see you. In fact, it’s one of the fastest ways to improve your score. In this post, we’ll break down what credit utilization is, how to lower it, and how tools from Voyage can help you stay on track.

In this episode of Tips for Change, Melissa Webb, Women’s Program Manager at EmBe, shares how financial education is helping women in our communities take control of their money and their futures. From personalized support to practical tools like the Making Cent$ course, this conversation is all about meeting women where they are. 

Sydney Chapman, Assistant Director of Financial Aid at South Dakota State University, breaks down the essentials of receiving financial aid and filling out the FAFSA. Learn what’s fact and what’s fiction so you can confidently navigate your aid application. 

Wondering how much to save for an emergency fund? Learn how to base your savings on living expenses and income stability, with tips and resources from Voyage Federal Credit Union.

Downtown Sioux Falls isn’t just growing — it’s thriving. In this episode of Tips for Change, Brandon Hanson shares how intentional planning, local partnerships, and a passion for community have helped DTSF become a hub of culture, business, and walkable charm. From annual events to new developments, this conversation highlights what’s driving momentum downtown and why the future looks bright.

In this episode of Tips for Change, Jim Nussle and Anthony Demangone discuss the evolving credit union landscape, leadership rooted in listening, and why this movement continues to thrive by staying true to its people-first mission.

Traveling this summer? With the right saving strategies, you can budget wisely, track your spending, and make every dollar go further. Whether you’re using mobile banking to stay on top of expenses, earn rewards, or find the best deals, these travel tips will help you save

In this episode of Tips for Change, James Paye, Finance Manager at Dells Auto, breaks down the car buying process from start to finish. Whether you're shopping for your first car or considering an upgrade, James offers expert insights into financing, market trends, and how to navigate today’s auto industry with confidence.

Spring clean your finances with expert budgeting and debt management tips. Track your spending, create a budget, prioritize debt repayment, and use our calculators to manage money effectively. Voyage Federal Credit Union offers tools to help with budgeting, debt reduction, and long-term financial success.

In this episode of Tips for Change, real estate experts Kerry Trimble-Woehl and Corey Hunhoff discuss the ins and outs of real estate investment, from the initial steps to long-term strategies. Whether you're considering your first rental property or exploring creative investment opportunities, this episode provides valuable insights into building wealth, financing options, and navigating the market. Tune in for practical advice and inspiring success stories from two industry professionals.

Understanding the difference between an emergency fund and general savings is key to solid financial planning. Learn how to build an emergency fund, when to use it, and how it differs from long-term savings goals.

Discover the homebuilding process with Amy Evans of Nielson Construction. Learn budgeting tips, financing options, and myths to avoid. Listen now!

Plan your dream wedding without breaking the bank! Join us on Tips for Change as we chat with wedding planner Loghin Welch about budgeting, vendor tips, and smart spending strategies.