New parents face sleepless nights that impact health, relationships, and finances. Suzanne “Susie” Warwick, founder of Tender Sleep Company, shares practical tips and sleep strategies to help families improve sleep, reduce stress, and feel confident returning to work.

Credit unions shine in 2026 Diamond Awards honoring marketing excellence
Voyage Federal Credit Union named Diamond Awards recipient amid record-breaking competition

Make the most of your tax refund with smart, strategic choices. From building an emergency fund to paying down debt or investing in your future, these five practical tips can help turn your refund into long-term financial progress.

Travel doesn’t have to break the bank to be meaningful. In this episode of Tips for Change, travel advisor Erin Budmayr shares practical strategies for planning incredible trips while staying financially smart. From budgeting tips and early planning to knowing when to splurge and when to save, discover how thoughtful planning can help you travel better without overspending.

Voyage Federal Credit Union partners with Federal Home Loan Bank of Des Moines to award $13,125 to Kingdom Boundaries Prison Aftercare through the Member Impact Fund

This Women’s History Month, celebrate women making bold financial moves. Discover inspiring stories, smart money strategies, and tips for financial empowerment.

Is a gym membership a luxury — or a long-term investment? In this episode of Tips for Change, Be Well founder Bri Fiedler shares how prioritizing wellness today can strengthen both your health and your financial future.

Looking for a fun way to improve your financial health? Our 28-day Financial Fitness Challenge helps you build better money habits, create a budget that works, and get organized—one easy day at a time.

On this episode of Tips for Change, host Tiffany Mutchler sits down with Dottie Pratt and Ariana Johnson of Bloom and Branch by Landscape Garden Centers to talk about saving smart for Valentine’s Day and beyond. From thoughtful floral choices to budget-friendly ways to celebrate love and connection, this conversation is full of practical tips for meaningful moments without overspending.

Take control of your finances with the 50/30/20 rule. This simple, flexible budgeting method helps you balance essentials, lifestyle spending, and savings — all while keeping your goals in sight.

Voyage President and CEO Jeff Schmidt joins Tips for Change to share the 2025 State of the Credit Union. In this episode, Jeff reflects on a year of growth, innovation, and community impact — from expanding member services to strengthening financial wellness and connection across South Dakota.

In this Tips for Change podcast episode, we sit down with Lorna Saboe Wounded-Head, Family Resource Management Field Specialist at SDSU Extension, to explore how shifting your money mindset can reduce financial stress, improve relationships, and create lasting confidence. Learn practical strategies, family finance tips, and resources to help you take charge of your financial future.

Money stress can take a real toll on your mental health, but it doesn’t have to control your life. By recognizing the connection between financial wellness and emotional well-being, you can start building healthier habits and a stronger sense of balance. At Voyage, we’re here to help you find peace of mind through financial tools, resources, and support tailored to your journey.

The holidays should bring joy, not a pile of post-season debt. From early deal-hunting and creative gift ideas to making the most of your Voyage rewards, these simple strategies will help you celebrate to the fullest without overspending.

Major milestones like buying a car, starting a family, or purchasing a home often come with big financial decisions. At Voyage, we’re here to help you navigate these life changes with smart loan options, practical tools, and personal support—so you can move forward with confidence and clarity.

A thriving workplace goes beyond perks or office space. It’s built on culture, leadership, and personal growth. In this episode of Tips for Change, Dysart of Think 3D Solutions shares how intentional culture, developing leaders, and supporting employee growth can drive engagement, retention, and overall performance. Learn actionable strategies to create an environment where both people and business succeed.

Hear how Ryan Budmayr, President & CEO of the South Dakota Chamber of Commerce, is shaping the future of small business growth through advocacy, connection, and opportunity in this episode of Tips for Change.

Want to boost your credit score? Start with your credit utilization.
This key number—how much of your available credit you’re using—can make a big difference in how lenders see you. In fact, it’s one of the fastest ways to improve your score. In this post, we’ll break down what credit utilization is, how to lower it, and how tools from Voyage can help you stay on track.

In this episode of Tips for Change, Melissa Webb, Women’s Program Manager at EmBe, shares how financial education is helping women in our communities take control of their money and their futures. From personalized support to practical tools like the Making Cent$ course, this conversation is all about meeting women where they are. 

Sydney Chapman, Assistant Director of Financial Aid at South Dakota State University, breaks down the essentials of receiving financial aid and filling out the FAFSA. Learn what’s fact and what’s fiction so you can confidently navigate your aid application.