SAVINGS & INVESTING
Foundation Savings
START STRONG WITH THE SAVINGS ACCOUNT THAT SETS EVERYTHING IN MOTION.
Your journey begins here. Foundation Savings is the required opening account for every Voyage member, and the first $5 you deposit stays put, serving as your lifelong share in the credit union. It’s a small start that secures your membership and lays the foundation for a stronger financial future.
Open with just $5
Earn a .05% dividend rate
No monthly fees
Easy access with online banking
Free mobile app for on-the-go savings
Account Add-Ons
JOURNEY SAVINGS
A flexible savings account made for spontaneous goals, future plans, and everything in between.
No minimum balance required
Earn a .05% dividend rate
No monthly fees
Great for a savings goal
Access anytime with online + mobile banking
HORIZON SAVINGS
A dedicated savings account for holidays, vacations, or any special goal set aside funds and choose when they’re automatically returned to you.
Choose your deposit date: May 1 or November 1
Funds are locked until your selected date
Perfect for budgeting for gifts, getaways, or big plans
Set up automatic transfers
Deposits return to your Foundation Savings account
SUMMIT SAVINGS
This savings account rewards bigger balances with higher returns, while keeping your funds within reach.
Earn more with tiered dividend rates
No monthly fees or transaction fees
Withdraw anytime without penalties
SHARE CERTIFICATES
Lock in your savings and earn more while you wait.
Terms as short as 6 months
Competitive interest rates
Only $500 minimum deposit
Guaranteed return when you leave your funds untouched
INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
Our IRAs give you flexible options, potential tax advantages, and the guidance of our local team to help you prepare for your retirement.
Traditional & Roth IRAs available
IRA Share Accounts & IRA Share Certificates
Potential tax benefits depending on account type
No monthly fees or application fees
Local experts to help you choose the right fit
MEMBER BENEFITS
At Voyage, membership means ownership with perks that support you at every stage of life.
$1,000 scholarships each spring
Free AD&D insurance & credit monitoring
Free coin counting & notary services
Member events & holiday Skip-a-Pay
Send money fast with Zelle®
PAYROLL DEDUCTION
Send part of your paycheck directly to an account-no extra steps, no stress. Just easy, consistent saving.
ONLINE BANKING
Check balances, pay bills, and transfer funds anytime, anywhere. Banking that fits your lifestyle.
FINANCIAL RESOURCES
Plan smarter with free tools for loans, savings, mortgages, and more. Insight turns goals into reality.
FAQS