INDIVIDUAL RETIREMENT ACCOUNTS (IRA)

Let's Make Your Dream a Goal

Retirement isn't a destination, it's a journey. We offer personalized retirement plans and expert advice to help you make that journey with confidence.

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For Whatever Retirement Means to You

Whatever your vision of the perfect retirement or next stage of life is, let’s get there together by creating a customized retirement plan that makes your dream a tangible goal. We have IRA Share Accounts, IRA Share Certificates, Traditional IRAs, Roth IRAs⁠—plus the expertise you need to understand your options and make the best decisions for your journey. Let’s start talking.

Personalized IRA options | No application fees or monthly fees | Expert advice and outstanding service

RATES

IRA Share Certificate

Term	Under $10,000		$10,000 +
12 months	4.01% Div	4.08% APY	4.06% Div	4.14% APY
18 months	3.50% Div	3.56% APY	3.55% Div	3.61% APY
24 months	3.50% Div	3.56% APY	3.55% Div	3.61% APY
36 months	2.90% Div	2.94% APY	2.95% Div	2.99% APY
48 months	3.10% Div	3.14% APY	3.15% Div	3.20% APY
60 months	3.20% Div	3.25% APY	3.25% Div	3.30% APY
Rates Effective as of:	6/8/2023

DISCLOSURES

* $250.00 minimum. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will be provided at account opening.

IRA Shares

DIV	APY	Amount
1.40% Div	1.41% APY	$0 - $9,999.99
1.70% Div	1.71% APY	$10,000.00 - $24,999.99
2.05% Div	2.07% APY	$25,000 - $99,999.99
2.30% Div	2.32% APY	$100,000 - $199,999.99
2.50% Div	2.53% APY	$200,000 +
Rates Effective as of:	6/8/2023