WELCOME
Jeff Schmidt
President/CEO
Explore endless opportunities with a local flavor of friendship.
Experience easy, growth-focused banking from within our walls or with the touch of your fingers as a valued member of the Voyage family.
A Letter From Our CEO
Welcome to the Voyage Family!
On behalf of everyone at Voyage Federal Credit Union, I’d like to personally welcome you! We’re excited you’ve chosen to join a financial institution that genuinely values its members and believes in building a supportive, member-first experience.
Since our founding, Voyage has been more than a credit union—it’s a community. From our beginnings in Sioux Falls, SD to our growth today, we remain committed to helping our members achieve their financial goals, build brighter futures, and access personalized services that are both competitive and flexible.
As a member, you’ll enjoy the benefits of our unique range of products and services designed to fit your needs, whether you're saving for something special, managing everyday finances, or planning for the future. From lower loan rates and convenient savings options to dedicated support from our team, your experience as a Voyage member is at the heart of everything we do. We’re also proud to offer services that make managing your finances easier, including our robust digital tools and innovative new ways to support your financial journey.
We’re thrilled to have you with us and look forward to supporting your goals, wherever they may take you.
Thank you for becoming a part of Voyage Federal Credit Union. Here’s to a successful financial journey ahead!
Voyage Through Time
~
View Timeline
~
Voyage Through Time ~ View Timeline ~
Empowering You On Your Financial Journey
When it comes to choosing a financial institution, many people tend to focus on big national banks. However, another option may be worth considering: federal credit unions. While credit unions may not be as well-known as banks, they offer several distinct advantages that make them a compelling choice for many people.
So, what exactly is a federal credit union, and how does it differ from a traditional bank? A credit union is a not for profit financial cooperative owned and controlled by its members. Unlike banks, which are for-profit institutions owned by shareholders, credit unions are owned by their customers, who are also members. This unique structure has several implications for the way credit unions operate.
What Sets Credit Unions—and Voyage Federal Credit Union—Apart?
-
Credit unions exist to serve their members, not to maximize profits for shareholders. At Voyage, this philosophy means every decision is made with your best interests in mind, from lower fees to flexible financial solutions.
-
As a local credit union, Voyage provides personalized guidance and services that big banks simply can’t match. Whether you’re buying your first home, planning for retirement, or growing a business, we’re here to help you navigate your financial journey.
-
Voyage is deeply rooted in the communities we serve, supporting local businesses, events, and initiatives to make a positive impact where we live and work.
-
As a member of Voyage, you gain access to unique benefits, from competitive loan rates and savings opportunities to tools and resources that help you achieve your goals.
-
Backed by the National Credit Union Administration (NCUA), Voyage ensures that your money is safe and secure. We take pride in building lasting relationships founded on trust and transparency.
Services to Power Your Business
FAQS
We’re here to answer your questions about credit unions, products, services, and mobile apps.
At Voyage, you’re more than just a member.
Business Member Benefits
As a business member of Voyage, you gain access to top-tier financial solutions designed to support your success. Whether you're just starting out or expanding your operations, we’re here to help with the tools, expertise, and personalized service you need to move forward with confidence. Partner with Voyage and experience a financial institution that truly invests in your business.
INSTANT ISSUE DEBIT CARD
Get your card instantly.
DEDICATED BUSINESS SERVICE OFFICER
Personalized business service.
FREE CHECKING
No fees, no minimum balance.
MULTIPLE LOGINS
Easy accounting, secure access.
SAFE FILE TRANSFER PROGRAM
Safe and efficient file transfer with support for CSV, QFX, OFX, and QBO exports.
Member Benefits
SCHOLARSHIP PROGRAM
Four $1,000 scholarships available to members every spring.
TRUSTAGE™ INSURANCE
$1,000 in AD&D coverage from TruStage™️ at no cost to you. Activate your coverage today!
FREE COIN COUNTING
Machines in all of our branches.
FINANCIAL LITERACY
FREE CREDIT MONITORING
This service allows members help to build their credit.
SKIP-A-PAY PROGRAM
Available November-January every year.
NOTARY SERVICES
Stop by one of our branches.
INSTANT ISSUE DEBIT CARD
Get your card instantly.
EVENTS FOR MEMBERS
Santa, ICU Day/Member Appreciation, plus Primetime Member special perks.
SEND MONEY WITH ZELLE®
Zelle®️ is a fast, safe and free way to send money in our app.
Your Dedicated Financial Partners
Meet the business services team at Voyage Federal Credit Union.
-
VP Mortgage
Business ServicesHeatherS@VoyageFCU.org
Call or Text: 605-978-9602Main Branch
3823 South Kiwanis Circle
Sioux Falls, SD
-
Mortgage/Business Services Officer
MacKenzieV@VoyageFCU.org
Call or Text: 605-977-5722Main Branch
3823 South Kiwanis Circle
Sioux Falls, SD
-
Mortgage/Business Services Officer
CoreyH@VoyageFCU.org
Call or Text: 605-978-9635Vermillion Branch
105 East Cherry Street
Vermillion, SD
-
Business Services Officer
WillM@VoyageFCU.org
Call or Text: 605-977-5733Crossroads Branch
4420 West Crossroads Place
Sioux Falls, SD
-
Business Services Officer
EricM@VoyageFCU.org
Call or Text: 605-977-5735Dawley Farms Branch
5800 East 18th Street, Suite 101
Sioux Falls, SD
Your Business Journey Starts Here: What’s Next?
Manage your accounts with ease using our online and mobile banking tools, designed to save you time so you can focus on your business.
Bank anytime with our iOS or Android app | Pay bills and vendors with ease | Track your card and account activity in real-time
MOBILE BANKING
Bank From Anywhere
Save trips to the credit union for the big decisions. With mobile banking, you can pay vendors, track expenses, and monitor balances right from your phone.
Find a Location Near You
Whether it’s close to your office, job site, or client meeting, Voyage offers convenient locations to meet your needs.
FIND AN ATM
Surcharge and Service-Fee Free ATMs
Voyage FCU offers access to two different ATM networks
MoneyPass
Boasts more than 25,000 ATMs nationwide (and even 65+ in Sioux Falls)
Co-Op
Offers as many as 30,000 ATMs nationwide
Why Business Owners Choose Voyage.
Great service, trusted guidance, and a financial partner who truly cares—our business members share what makes Voyage different.
I appreciate working with an entity that can facilitate my business and personal services with the same people. When I call in, they understand both sides of what I’m doing and what I’m looking to accomplish.
- Chad Ronshaugen
My first impression of Voyage Federal Credit Union was very close-knit. They talk to you as a person and treat you as a human. That’s what’s kept me here for so many years; it doesn’t feel like I’m just a walking transaction.
- Manny Gutierrez
Many of our financial institutions’ products around the area are similar, and it comes down to service and support. Being a member of Voyage is like having another family.
- Tyler Northrup
Resources
-
-
-
-
Startup Sioux Falls can help you create a business plan to lead you to financial success with your new business.
-
-
Apply for an Employer Identification Number (EIN) Online
Welcome to Voyage Federal Credit Union—we’re honored to be part of your journey. Whether you're just getting started or looking for new ways to grow, we’re here to support you every step of the way. Have questions? Reach out anytime—we’d love to hear from you!