Want to boost your credit score? Start with your credit utilization.
This key number—how much of your available credit you’re using—can make a big difference in how lenders see you. In fact, it’s one of the fastest ways to improve your score. In this post, we’ll break down what credit utilization is, how to lower it, and how tools from Voyage can help you stay on track.

Wondering how much to save for an emergency fund? Learn how to base your savings on living expenses and income stability, with tips and resources from Voyage Federal Credit Union.

Traveling this summer? With the right saving strategies, you can budget wisely, track your spending, and make every dollar go further. Whether you’re using mobile banking to stay on top of expenses, earn rewards, or find the best deals, these travel tips will help you save

Spring clean your finances with expert budgeting and debt management tips. Track your spending, create a budget, prioritize debt repayment, and use our calculators to manage money effectively. Voyage Federal Credit Union offers tools to help with budgeting, debt reduction, and long-term financial success.

Understanding the difference between an emergency fund and general savings is key to solid financial planning. Learn how to build an emergency fund, when to use it, and how it differs from long-term savings goals.

Financial harmony is the cornerstone of a successful partnership. Whether you’re newlyweds or years into your relationship, aligning your finances can help achieve shared dreams and avoid stress. Sioux Falls couple Justin and Laura Brown share their journey and offer practical tips for building a strong financial foundation together.

Ready to take control of your finances? Learn how to set SMART financial goals for the new year. Create a clear path to financial success with specific, measurable, achievable, relevant, and time-bound goals. Start your journey today!

Kick off your New Year's resolutions with a thorough financial check-up. Start by setting SMART goals and creating a budget that fits your life. This guide offers simple steps to manage debt, craft a household budget, and build lasting financial habits, helping you achieve a more secure financial future this year.